gov schemePradhan Mantri Jeevan Jyoti Bima Yojana 2022 Online Form Registration

Pradhan Mantri Jeevan Jyoti Bima Yojana 2022 Online Form Registration

What is Pradhan Mantri Jeevan Jyoti Bima Yojana, Online Form, Registration, Application, Benefits, Scheme Launch, Toll Free Number, Eligibility of Pradhan Mantri Jeevan Jyoti Bima Yojana, Documents

Pradhan Mantri Jeevan Jyoti Bima Yojana was launched by the Government of India on 9 May 2015. The main goal of this scheme is to provide benefits of insurance policy to Indian citizens. For this scheme, the government has kept the minimum age of the beneficiary 18 years and the maximum age is 50. The year has been kept, at present, some citizens of India are taking advantage of this scheme. So let’s know what is Pradhan Mantri Jeevan Jyoti Bima Yojana

what is prime minister jeevan jyoti insurance scheme 2022

More and more Indian people are getting the benefit of insurance policy through Pradhan Mantri Jeevan Jyoti Bima Yojana, under this scheme the age of the beneficiary has been kept from 18 to 50 years, if the beneficiary person dies between 18 to 50 years. An amount of Rs 200000 is given to his family, this scheme is run by the central government.

Prime Minister Jeevan Jyoti Bima Yojana Features

  • Pradhan Mantri Jeevan Jyoti Bima Yojana was started by the Government of India in the year 2015.
  • The citizenship of the beneficiary should be Indian
  • The minimum age of the beneficiary should be 18 years and the maximum age should be 50 years
  • Under this plan premium of Rs 330 is debited annually.
  • The renewal of Pradhan Mantri Jeevan Jyoti Bima Yojana takes place on 1st June every year.
  • Under this scheme Rs 200000 is given to the nominee.
  • The beneficiary has to keep Rs 330 in his account to take advantage of this scheme.
  • It is necessary to have a savings bank account for Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana Premium Amount

The premium amount of Pradhan Mantri Jeevan Jyoti Bima Yojana is Rs330 per annum. Every year the premium amount of Pradhan Mantri Jeevan Jyoti Bima Yojana is deducted from your account through auto debit.

Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana

The benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana is only the citizens of India whose age is 18 to 50 years. Pradhan Mantri Jeevan Jyoti Bima Yojana is renewed every year. The person registered in this scheme is given Rs 200000 by this scheme to his nominee only by paying an annual premium of Rs330.

Under what circumstances the benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana will not be available

If the beneficiary’s bank account is closed, then he does not get the benefit of Pradhan Mantri Jeevan Jyoti Bima Yojana. Apart from this, even if there is not enough amount of Rs330 in the bank account, the beneficiary does not get the benefit of this scheme. And after the age of 55, the benefit of this scheme stops.

Eligibility of Pradhan Mantri Jeevan Jyoti Bima Yojana

The beneficiary’s citizenship should be Indian citizenship
To take advantage of this scheme, the age of the person should be 18 to 50 years. To give benefits under this scheme, the beneficiary should have a savings account.

Pradhan Mantri Jeevan Jyoti Bima Yojana Documents

  • Aadhar card
  • identity card
  • bank account
  • mobile number
  • passport size photo

How to apply online for Pradhan Mantri Jeevan Jyoti Bima Yojana

  • To apply for PM Jeevan Jyoti Bima Yojana, you have to open the official website of Jan Suraksha.
  • To download the application form of PM Jeevan Jyoti Bima Yojana in the form of PDF from this website
  • The download form has to be filled by filling all your details and submit this form to your bank.
  • For this scheme, you will always have to maintain sufficient amount of ₹ 330 in your account.
  • Apart from this, auto debit of the consent letter premium amount will also have to be deposited in the bank.

Pradhan Mantri Jeevan Jyoti Bima Yojana Toll Free Number

For the Pradhan Mantri Jeevan Jyoti Bima Yojana, the central government has given state wise toll free numbers, for this, you can go to the official website to remove the stage lie toll free number or you can also contact 18000801111 / 1800110001.

How to claim under Pradhan Mantri Jeevan Jyoti Bima Yojana

In the Pradhan Mantri Jeevan Jyoti Bima Yojana, after the death of the insured, his nominee can make a claim in the bank. To claim in the bank, along with the Prime Minister Jeevan Jyoti Bima Claim Form, the banks discharge receipt, and death certificate, photo and canceled check had to be deposited in the bank.

When can you claim under Pradhan Mantri Jeevan Jyoti Bima Yojana?

To claim under the Pradhan Mantri Jeevan Jyoti Bima Yojana, a claim can be made only after 45 days of registering in this scheme or if a beneficiary dies in an accident then premature payment is received.

End of PM Jeevan Jyoti Bima Yojana

If the beneficiary has attained 55 years of age, then he stops getting the benefit of this scheme. Even if there is not enough premium amount in the bank account of the beneficiary, he does not get the benefit.

Pradhan Mantri Jeevan Jyoti Bima Yojana Exit

If a person has exited from Pradhan Mantri Jeevan Jyoti Bima Yojana and if that person wants to join back in this scheme, then a declaration related to health will also have to be submitted along with the premium amount.

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